Company
Terms of use
By using this site you agree to these terms. The short version: our guides are general information, not advice or a quote, and we are not a lender.
General information only
Everything on this site is general information. It is not financial advice, and it does not take your personal situation into account. Think about whether it suits you, and get advice if you need it.
Guides and examples are not quotes
Our guides, lender comparisons and examples are a guide only. Lender terms, rates and fees change, so check them with the lender. If a page has a tool to compare two quotes, it shows an estimate from the numbers you type in. It is not a quote, a pre-approval or an offer of credit. A lender's figures may differ because of the rate they set for you, fees, rounding and payment dates. Check the real cost with the lender before you sign anything.
Referrals
If you send us your details through the check, we pass them to a broker partner who may contact you. That is a referral only. We do not lend, we do not decide who gets a loan, and nobody can promise approval. The check is not available while you are bankrupt. Read how we are paid on our disclosure page.
Using the site
Please use the site only for lawful purposes. Do not try to break it, overload it, or send false details through the check. We may block access if you do.
Links to other sites
We link to lenders and official sites for your convenience. We do not control them and are not responsible for what they say or do.
Our responsibility
We take care with the information on this site, but we cannot promise it is complete or free of errors. To the extent the law allows, we are not liable for loss arising from your use of the site or from relying on a guide or a quote comparison. Nothing here limits any right you have under New Zealand consumer law.
Changes and governing law
We may change these terms and will update the date at the top when we do. These terms are governed by New Zealand law.
Contact
Email info@carfinanceguide.co.nz.